Now we are in the habit of making payments through UPI that if we see any QR
code, scan it and enter the PIN, the money will be deducted from the account
immediately. But now there is a new feature in UPI. In which you will be able
to pay the deposited rupees within 45 days after all the further processing.
So now this new feature has come in UPI in which rupees will not be deducted
from the money account immediately.
Reserve Bank Governor Shaktikanta Das launched this facility on Tuesday.
Experts say that with this facility of the Reserve Bank, the credit card
market can increase up to five times. Right now the customers of Punjab
National Bank, Union Bank of India and Indian Bank are going to get the
benefit of this facility first. Experts are expecting that soon the facility
of payment from UPI will start for Master Card and Visa in addition to RuPay
card. Speaking at the launch of the new facility, Infosys Non-Executive
Chairman Nandan Nilekani said that RBI has emerged as a world leader in
bringing together regulation and innovation.
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The Reserve Bank (RBI) keeps on making changes to promote digital payment.
After the MPC meeting of June, the Central Bank had told that now credit card
can be linked to UPI and paid. Then RBI Governor Shaktikanta Das had said that
the facility to make credit card payments on the UPI platform would provide
more options to customers than before.
However, Governor Das also added that linking credit cards with UPI will start
with Rupay credit cards. Since Mastercard and Visa are still dominating the
credit card market, most of the users are not going to get the facility of
credit card payment through UPI at present. At present, this facility will be
available only to those people who have Rupay Credit Card.
How to link Rupay Credit Card with UPI
- To link RuPay credit card with UPI, the customer needs to visit the BHIM app on his smartphone.
- Then, the user can click on the option 'Add Credit Card' and select the bank that has issued the RuPay Credit Card.
- Now the UPI app RuPay Credit Card will be visible and users can select it.
- Then, the user needs to enter the last six digits of the RuPay Credit Card and validity details.
- Now the customer has to enter the OTP received through SMS.
- Finally, the user needs to set a new UPI PIN.
- Once the process is completed, the RuPay Credit Card will be linked to UPI as per NPCI.
- Once the RuPay Credit Card is linked, the customer can scan it and avail the benefits.
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With this facility of the Reserve Bank, now it will be possible to pay without swiping the credit card. For this, the credit card has to be linked to UPI first. After that the payment can be made directly by scanning the QR code. While making the payment, you will get the option from which credit card or debit card you want to make the payment. As soon as you start the payment from the UPI app, an OTP will be sent to your registered mobile number. Payment will be completed as soon as OTP is submitted. This will make it easier for those people who withdraw cash from credit card or transfer money from it to bank account whenever there is a need. In both these situations, people have to pay additional fees and taxes.
Note:
Before adopting any health tips, consult a doctor. Because no one knows better than your doctor what is appropriate or how appropriate for your body
🚨 : Warning : 🚨
અમારી પોસ્ટ/ફોટો/કન્ટેટ વાપરતા લોકો એ ક્રેડિટ (Backlink) આપવી જરૂરી છે. નક્કર મુશ્કેલીમાં મુકાઈ શકો છો. અમે આશા રાખીયે છીએ અમારી મેહનત ને તમે Credit જરૂર આપશો.
Note:
Before adopting any health tips, consult a doctor. Because no one knows better than your doctor what is appropriate or how appropriate for your body